Zakat Calculator


Using the Zakat Calculator Accurately calculate your Zakat with our simple-to-use Zakat calculator. Enter all assets that have been in your possession over a lunar year, and our calculator will help you determine the total amount of Zakat owed.

Zakat Calculator

Zakat Calculator

Calculate your Zakat by entering your assets and liabilities below.

Gold and Silver

Money

Liabilities

What is Nisab? Nisab is the minimum threshold of wealth a Muslim must possess to be eligible to pay Zakat. This value is calculated based on the weight of gold or silver.

  • Nisab Values for 2025(as of 3 March 2025):
    • Silver (612.36 grams): £487.43
    • Gold (87.48 grams): £6,403.03

The nisab threshold updates daily based on the market value of gold and silver.

How is Zakat Calculated in 2025? Eligible Muslims pay Zakat annually, once a lunar year has passed since their wealth meets or exceeds the nisab threshold.

Our step-by-step Zakat calculator simplifies this process by dividing your finances into:

  1. Zakatable Assets: Gold, silver, cash, savings, business assets, etc.
  2. Deductible Liabilities: Outstanding debts or financial obligations.

Simply input your figures, and the calculator will determine whether you owe Zakat and calculate the precise amount based on your net assets.

Step-by-Step Example of Zakat Calculation

  1. Add your assets: Include gold, silver, savings, investments, shares, business assets, and money owed to you. Example: Gold & Silver: £1,000 Bank Savings: £10,000 Total Assets: £11,000
  2. Deduct liabilities: Subtract money owed, fines, or other financial obligations. Example: Money owed: £1,000 Fine: £500 Total Liabilities: £1,500
  3. Calculate net assets: Assets (£11,000) – Liabilities (£1,500) = £9,500
  4. Compare net assets to the nisab: If your net assets exceed the nisab threshold, you owe Zakat.
  5. Determine Zakat owed: Zakat is 2.5% of your net assets. Example: £9,500 x 2.5% = £237.50

Our Zakat calculator takes care of these calculations for you—just input your details, and we’ll do the rest!

What is Zakat Based On? Zakat is calculated on your Zakatable wealth, which includes:

  • Gold and silver
  • Cash and savings
  • Investments and shares
  • Business assets

It’s not limited to income or savings alone. Every adult Muslim of sound mind who owns wealth exceeding the nisab threshold is obligated to pay 2.5% of their Zakatable wealth.

Use our Zakat calculator to determine your eligibility and payment amount quickly and easily.

Calculating Zakat on Cash Start by totaling your cash from all sources over the past year, including:

  • Cash at home
  • Bank accounts
  • Money owed to you

Deduct any outstanding financial obligations (debts or outgoings due). If the resulting amount exceeds the nisab, you owe Zakat at 2.5% of the net amount.

Remember: Calculate Zakat on cash alongside other assets such as gold, silver, and investments.

Debts and Liabilities: What to Deduct When calculating Zakat, you can deduct certain debts and liabilities from your total Zakatable assets, including:

  • Debts payable within 12 months.
  • 12 months’ worth of installments for longer-term debts.
  • Overdue payments or arrears.

What cannot be deducted:

  • Future expenses or bills not yet due.
  • Long-term debts payable beyond 12 months (beyond the upcoming installment).
  • Interest payments, as interest (riba) is haram.

For mortgages, student loans, or long-term debts, only amounts due within the next 12 months can be deducted.

If others owe you money and you believe it will be repaid, Zakat must also be paid on these funds.

Zakat and Tax in the UK Zakat rules intersect with UK tax regulations. Here’s how:

  • Overdue taxes (like income tax) are deductible as debt, reducing your Zakatable wealth.
  • Money saved for future tax payments can also be deducted from the total Zakat amount.
  • Personal taxes, such as road tax, are not deductible.

How Much Zakat Should You Pay in the UK? Determine your Zakat by calculating your net assets.

  • If your net assets equal or exceed the nisab, you owe 2.5%.
  • If your net assets are below the nisab, you are not required to pay Zakat.
  1. Homeless Project

    Every night across the United Kingdom, hundreds of people sleep rough, sofa-surf, or struggle in temporary accommodation without stability, safety, or support. Smile Aid’s Homeless Project exists to bring dignity, warmth, and hope to those who have been left behind. We provide essential items, crisis support, and long-term pathways out of homelessness — because nobody should face hardship alone.Homelessness is not just the absence of a home — it is the absence of security, belonging, and opportunity. Many of the individuals we support are dealing with complex challenges: mental health struggles, domestic breakdown, unemployment, trauma, and financial hardship. Our project is designed to meet people where they are, without judgement, and offer practical help that makes an immediate difference.What We ProvideHot meals & food packs for individuals sleeping rough or living in unstable conditionsWarm clothing, blankets, and hygiene kits to protect against harsh weather and poor living environmentsEmergency support for…

    £0.00 donated
  2. Mohamed Al-amoody

    £0.00 donated of £10,000.00 goal
  3. Gaza Appeal

    Every day, families in Gaza are facing unimaginable hardship. Many are going without food, clean water, medical care, or even the most basic hygiene essentials. Hospitals are overwhelmed, children are malnourished, and communities are struggling to survive under impossible conditions.Thanks to your incredible support, Smile Aid has already been able to deliver aid inside Gaza. Our teams have been distributing hot meals to families who haven’t eaten in days, food packs with essential supplies, hygiene and medical kits to help prevent the spread of disease, and water tankers filled with clean drinking water. This aid is reaching those who need it most — vulnerable families, children, and the sick.But the crisis is far from over. The amount of aid entering Gaza remains nowhere near enough to meet the overwhelming need.

    £862.00 + £126.25 Gift Aid donated
  4. Gaza Emergency Appeal

    Those besieged in Gaza need our help. This fundraiser is to help provide the bare necessities our brothers and sisters need.

    £60.00 + £7.50 Gift Aid donated of £10,000.00 goal
  5. Gaza Emergency Appeal

    This is an emergency appeal to help those suffering in Gaza. The aim is to raise funds for our brothers and sisters in need.

    £1.00 donated of £10,000.00 goal
  6. Emergency Appeal

    Your donation can provide life-saving aid to those affected by natural disasters and unforeseen emergencies. Together, we can bring hope and support to those in desperate need. In times of crisis, the most vulnerable are often the ones who suffer the most. Natural disasters, conflict, and unforeseen emergencies leave people without shelter, food, healthcare, and basic necessities. Right now, many communities in Pakistan are facing the devastating impact of such events, and we urgently need your help to provide immediate relief. At Smile Aid, we are committed to responding quickly and effectively when disaster strikes. Through our Emergency Fund Appeal, we aim to provide essential aid to those who are suffering in the aftermath of natural disasters and other unforeseen circumstances. Your donation will enable us to deliver life-saving support to families who are struggling to survive.

    £550.30 + £91.32 Gift Aid donated
  7. Healthcare

    Over the years, Smile Aid has successfully distributed healthcare equipment and sanitation materials to hundreds of hospitals, schools, and emergency camps. Through your support, we’ve been able to provide essential medical supplies to doctors and nurses who treat life-threatening illnesses and deliver critical care.Your donation can make a direct impact by helping us expand our reach and deliver resources to even more communities in need. With your help, we can ensure that no community is left without the basic tools needed for survival and health.

    £205.00 donated
  8. General Fund

    Smile Aid’s General Fund is designed to give us the flexibility to allocate donations to areas of greatest need. Whether it’s providing emergency medical care, supporting our dialysis patients, funding clean water projects, or responding to natural disasters, your donation will go where it’s needed most.

    £18,779.84 + £2,123.82 Gift Aid donated
  9. Water Projects

    Access to clean, safe drinking water is a basic human right, yet many communities around the world still lack this essential resource. Smile Aid is committed to changing that, and with your support, we can continue our mission to bring clean water to the communities that need it most.

    £3,273.00 + £634.50 Gift Aid donated
  10. Dialysis Centre

    Over the years, we have:Provided free dialysis treatments to hundreds of patients. Collaborated with local healthcare providers to enhance patient care. Received heartfelt gratitude from patients and their families for our unwavering support.

    £620.00 + £127.50 Gift Aid donated